Question on Out of State Driver

Hello. I'm looking for some input on a confusing matter I seem to be going through.

My girlfriend maintains minimum residency requirements in Ohio. I live in Pennsylvania and have two vehicles on my policy. Both of these vehicles are solely in my name and are registered in PA. She is the primary driver on one of these vehicles.

The insurance company wants her to obtain a PA license. When I asked why, my agent couldn't give a clear answer. She just said the underwriters prefer this. To me prefer is much different than require.

Has anyone else heard of this? What do you think my opt
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