Mutual of Omaha

For some reason I have always stayed away from MOO and I don't know why. But I have heard a little buzz about them and want to see what everyone thinks. How are they to work with? Do you spend forever on the phone getting transferred all over the country when calling new business? How is their PHI process - do they stick to the app or go nuts with off script questions? Do they approve apps over the phone? How is their e app? Do they issue and pay quickly? You know - all the usual questions.
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