Is FE in Clients Best Interest?

I'm researching selling FE.

FE insurance seems like kind of a ripoff for clients. Especially if client can get term life insurance. Term just seems much cheaper.

I would like to sell FE insurance because commissions are so good. If it was a family member, I would try to get them to buy/do something different besides FE insurance.

I'm maybe missing something basic. Any philosophy or advice/insight appreciated.
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