Diminished Value Claim and a Second Collision...

Hello everyone. I was rear-ended at a stop light this past September. Been dealing with at-fault driver's insurance (State Farm) since. They have paid the $5k in damages to the body shop. I hired a third-party to come up with a diminished value for my 2010 Honda Civic with 35k miles, I've owned since new. Came out to about $4,500. State Farm offered me $500. I declined and they would like to send out their own appraiser to see my car.

The problem is that last weekend I was side-swiped by an AT&T van. I wasn't at fault, just bad luck. This is backed up by the police report. Anyways
Source of insurance-forums.net

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