Can I Have a Convertible Term Primer ..

I'm clueless when it comes to the convertible term . . Here are some questions I'd like answered in this thread
- Are petty much the majority of term insurance sold today convertible to a permanent policy up to the total face value with the same health rating
- Do all the big term companies have at least a decent GUL to convert to?
- Are there any "gotchas" with convertible term
- If I get terminally ill and I have a waiver of premium rider.. I can convert to a permanent without paying the premium?
- if that's the case. How many companies let you convert the waiver of premium rider w
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