Annuities for the Disabled?

Hello. Can anybody please tell me if the people collecting social security can buy an annuity?

The person is 42, just received Medicare & lives in MI.

I may have a case I can refer. Person is expecting a HUGE back pay and would like something with a high interest % if applicable to draw off of monthly, and minimal tax ramifications - if needed - when liquified. I say if needed in case the person can get better & return to full time work and normal living.

Also is there underwriting?

Thank you.

Please pm your phone # for possible referral.
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