Unlisted Driver Not Living with Me

This is Ohio, and All State.

We have lots of family members that come in to town on a very frequent basis, and I found a really good lease deal so I got a 3rd vehicle. I let these family members (not usually staying with me) use it. I hold insurance as the lease holder, and I am confident all the drivers are properly licensed and have their own insurance.

I received a letter from all state saying that I "may not be covered" if an incident occurs and the driver is not a listed driver living with me. This is a "change" that will take effect with my next renewal.

My assumption (anyo
Source of insurance-forums.net

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