Minimum Useful QLAC Amounts?

I received a mailing from an investment company talking about a Qualifying Longevity Annuity Contract.

A dollar amount that was mentioned in the mailer was $125,000. Only in my dreams!

Before I expend any effort trying to learn about this tool, I wondered if it is something that has any utility for people with trivial (say > 50K) retirement resources?
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