Husband and Wife on Separate Policies

My daughter's husband backed into her car yesterday in their driveway. He has liability insurance on his vehicle and she has full coverage. They are on separate policies. There wasn't any damage to his car, but hers will probably cost around $3,000 to repair. The insurance company told them that she would have to pay the deductible for her policy to get the car repaired. They also said her insurance premiums would more than likely increase even though the car was parked and not occupied when he hit it. They claimed it didn't matter that they had separate policies because they were married. Thi
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