"Hot Transfer" IMOs......

Planning for post AEP--Ive thought about these firms in the past. Jan-March in my area is not that lovely--and writing business over the phone, albeit a reduced commission, appeals to me

Been couple of years since I looked in to this so wanted to get some new info.

Anyone have any FIRST HAND knowledge of these IMOs? Any that really click?

Thank you in advance for your time
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