Female, 71, Frustrated with Returns of her 457 Plan

The client has $57k in a 457 plan. She is frustrated with the essentially 0% return. She also doesn't like fact that she is in the forced withdrawal period and has to pay income tax on the withdrawals. She doesn't need the money for daily expenses. She wants wants to purchase a burial plot that costs $30k.

Is there an insurance product she could purchase within her plan that would improve her ROI? How do you deal with required minimum withdrawals?

What about taking everything out of the 457 plan, paying the taxes and putting the remaining money in an SPWL? She would have liquidity

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