lady says shes retired from the federal government in Dc and has 200,000 of insurance she has been paying 13-17 / mo on ---she says it varies based on something. I had her call to see if that 200M was going to reduce over time and end at a certain age. She called and they told her NO to both. This is inconceivable to me. Over 20 years she has paid in less than 4000 and will have a 200,000 payout which is seeming guaranteed permanent coverage?????? I know its group term but can this be possible????????------the paid in vs payout looks so out of wack. Can term insurance even group---this m
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