My coworker currently has 2-3 policies totaling $450k for himself and $450k for his wife. He expressed interest in acquiring $250k more for himself and $250k more for his wife to equal $700k for each. Tips on how I should go about signing him up. He's 50 with high blood pressure and pre diabetes. His wife has no health problems. Trying to sign them up for a whole life policy and won't take term. Would prefer to consolidate them all into one policy for them instead of paying on six for both, I figured it'd be easier for them to both pay once. All suggestions please!
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