CLI Conversion to AHL, No Underwriting

Talked to a guy today that had CLI since 2010 and rates kept going up.

Imagine that.

Called and was told he could trade in his existing plan for a new one with AHL, no questions asked.

I realize that CLI/AHL/ACL/A should have his claim data on file but this is the first time I had encountered this.

Of course I have no idea if the original agent is in the picture or not. Based on the way big A handles IFP even if the new agent is still in the business he will not be getting commissions on what is now a house account.
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