Auto Damage Claim Questions

Hello All!!

Happy to have found this forum, as I have been trying to find answers to my situation online, but have not had any luck...

Here's the deal...

I have a car that got the front end messed up after my wife slid into a wall in a snow storm. We didn't make a claim on that, just sort of bolted the bumper back in so it would pass inspection and dealt with it due to lack of money at the time.

Fast forward 2 years and my wife rear ends someone, causing more damage that definitely will not pass inspection, but its very minor to the other car so they just send us on our way withou
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