6 Foot 370lbs Needs Term Any Sugjestions

I have a client who is 6'0 370 lbs 33yrs old non-smoker needs term wants at least $100 grand. I was going to use 5 star but I don't trust it because rates are only guaranteed for 10 years.

He's on no meds. He takes a dot exam every 2 years because he is a truck driver so I know he gets checked out.

Any suggestions?
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