Insurance Requirements for Car Registration in Colorado

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The state of Colorado requires all drivers are required to carry liability automotive insurance, or “financial responsibility,” in order to operate a vehicle legally and maintain vehicle registration. Colorado is a “tort” state, meaning that fault must be established before an insurance company must pay for damages or bodily injury.

The minimum financial responsibility requirements for private individuals under Colorado law is as follows:

A minimum of $25,000 per person, for bodily injury or death. This means you’ll need to carry a minimum of $50,000 to cover the lowest poss
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