I Had an Accident (sigh)

Dayum it....i got into an accident. I bumped another car in a parking lot and damaged her bumper. I don't have full coverage on this vehicle as its my second car THAT i hardly drive.

However, i am honest and told the lady who wasn't even there at the time, i damaged her car. We exchanged insurance info. (sigh). All this happened when a hurricane was approaching our area in Fla.

(feeling horrible as i have a perfect driving record and no accidents for years).

What can i expect now?

PS. No police report was written, nor accident report. I assume she will contact her insurance company and the
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