Hurricanes and Coverage on Home Owners ?

I was talking with a friend about Hurricane coverage (we had a big scare in Fla). I mentioned that "alot of people" were "hoping that their roofs would get blown off" so that they could get a new roof.

My buddy told me that was a BAD PLAN. He also said, when your roof is blown off, the Ins.companies generally have a loop-hole clause that allows them to get out of paying for mold damage. Apparently, water damage to the house is usually catastrophic. ALSO, he said that when rain gets behind drywall, it usually ends up causing "mold damage" which is NOT COVERED under your avg. PC plan.[B] Hence
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