I have an engaged couple that just bought a house but only the guy is listed as the owner. They are living together and have a baby. The engagement ring was recently purchased and they drive each others cars. The home and the guys car is insured with Travelers. Do I call my underwriter and ask for an exception to add his fiancé to the policies as a named insured? How do I handle this? The guy wants to insure the ring. Also, the girl has a condo that they are going to rent out, so I want write that as a landlord policy. Will I get an exception or is this a tough luck situation? Are insurance co
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