Would appreciate some insight from those of you with familiarity with this contract.
Will they allow their clients to use the PUA rider with flexibility from year to year to fund the policy? IE can you pay it one year and not pay it again for 7 years and then pay it for 5 in a row. Mass does not. After 1 year of missing payment you must pay it or it comes off permanently.
What is their allowable premium to pua ratio? I know Mass will not allow more than 9X's the premium to be added to the ALIR rider.
Any clarity on the Chronic Illness Rider and differences between the LTC rider on the
Source of insurance-forums.net
Will they allow their clients to use the PUA rider with flexibility from year to year to fund the policy? IE can you pay it one year and not pay it again for 7 years and then pay it for 5 in a row. Mass does not. After 1 year of missing payment you must pay it or it comes off permanently.
What is their allowable premium to pua ratio? I know Mass will not allow more than 9X's the premium to be added to the ALIR rider.
Any clarity on the Chronic Illness Rider and differences between the LTC rider on the
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