Yes, I know that carriers won't take somebody with an open liability claim. But in what scenario could a new carrier get pulled in? If I have a prospective insured who's dog bit somebody last year & they switch to one of my company's...I don't see how they could get drawn in?
Their new coverage wouldn't have been in force at the time of the loss?
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Their new coverage wouldn't have been in force at the time of the loss?
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