Need Advice on NY Essential Vs. Silver

Hi, my business partner and I just lost coverage due to the Jan 1 law requiring at least one common law employee covered on a group plan, so I've spent the last few days navigating the mess known as ACA.

I just need to cover myself, so I initially got approved for the Essentials Plan, with a choice of Fidelis and MVP in my county. I did some very brief research and became somewhat concerned that I wouldn't get the quality I want. Luckily, my income this year will be dependent on whether I contribute to my IRA or not... if I do, I have to take Essential. If I don't, I can go to Silver.
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