Delivery Driver Insurance Confusion

I deliver pizza in Indiana using my own car.

My employers have commercial insurance.
It is a hired and not-owned auto policy.

They also have a workers compensation policy.

Now, i am confused because my personal insurance company says that my policy doesnt cover deliveries, but my work has commercial insurance. Am i allowed to deliver these pizzas or not?

Also, my employers auto policy does not cover damage to drivers cars. If i get in an accident, will my employers have to pay for my car out of pocket?

Finally, i am supposed to tell my insurance company that i deliver pizz
Source of insurance-forums.net

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