Best Term for Older Folks - Help, Please!

Hi all,

I almost exclusively do FE and Medicare but have two clients who would like some additional coverage until their grandchildren are grown. Their ideal is 20 years and 50,000 each, but I haven't seen any carriers in their budget and told them that this was absolutely not realistic for in the $100-150 range combined. They understood. (my commentary: I think their budget could absolutely be higher based on their income, but I want to be prepared and they know their situation better than I).

64 y/o male, TIA in early 2013 but no meds and no other health issues. Nonsmoker.
65 y/o woman, no
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