Healthy male, 40 yrs old and non smoker, with one kidney stone a year ago. Passed naturally without treatment, and doctor does not expect more to come. No other stones showed on diagnostic scans. Before that occurred, client would likely have qualified for best available rate class.
Which carriers would most likely give best underwriting for this client, interested in an IUL for accumulation and possible income in 20-30 yrs? Have already looked at North American (QuickQuotes said standard or possibly preferred), and LSW (said 'might qualify for best class').
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Which carriers would most likely give best underwriting for this client, interested in an IUL for accumulation and possible income in 20-30 yrs? Have already looked at North American (QuickQuotes said standard or possibly preferred), and LSW (said 'might qualify for best class').
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