Under 24 Road Trip Auto Insurance Query.

Hey All,

I'm taking a roadtrip down I-95 in about two weeks and I just want to make sure I'm Covered. I'm still in college so my parents have me under there car insurance as an Insured Driver, but we may be taking my girlfriends car down south, she is also under her parents plan. Her policy says Drivers under the age of 24 not listed are not covered. Would my insurance kick in if her fails to do so, in the event that something happens, which god-willing it wont. Planning on using her car as an emergency solution, but my cars still in the shop. Any Thoughts? My insurance company hasn't answe
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