My wife and I have term insurance till 2019, our kids are age 23 and 20, the 20 year old is going to be a junior in college, the 23 year old is graduated, looking for a job and living at home. We have very little bills, our house is paid off in about a year. We have around $700,000 in investments, our house is worth around $400,000.
The agent contacted me telling me that we really should buy a universal life policy on my wife and I, costing around $3,000 - $4,000 per year. I really thought I would be okay after my term policy ran out in 2019. Any thoughts?
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The agent contacted me telling me that we really should buy a universal life policy on my wife and I, costing around $3,000 - $4,000 per year. I really thought I would be okay after my term policy ran out in 2019. Any thoughts?
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