A long-time client just called me and said she moved from VA to CO, now separated from husband but not legally divorced. They have a subsidy on the VA plan, but it does not cover anything in CO so she needs to get a CO policy for herself. She understands that a joint tax return has to be filed as long as they aren't legally divorced. VA uses HC.gov and CO has its own state-based exchange. Anyone have any idea how the subsidy works when one state uses the federal exchange and one state has its own state-based one? Never come across this type of situation before.
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