Lady, age 64, on SSDI and just qualified for Medicare. Does not have creditable Rx coverage now. T65 July 2017.
I assume she will incur an Rx penalty now but what happens next July when she can get an age-in Medigap plan (no health questions). Does turning 65 grant her a chance to change her PDP if she wants? If so, does the LEP go away when/if she does change plans?
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I assume she will incur an Rx penalty now but what happens next July when she can get an age-in Medigap plan (no health questions). Does turning 65 grant her a chance to change her PDP if she wants? If so, does the LEP go away when/if she does change plans?
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