WTF!?! Rates Dropped 50% in Texas on Home Ins.

Does anyone in here know Aarrowhead insurance in Texas. They write Universal insurance of North America.

My office got 3 quotes from them today. All 3 prospects rates on an HOB contract with 1% ded for w/h was under $500.... Average pricing on Home insurance in our area is over $1000 easy. And their roofs were over 12 yrs old. That usually increases rates dramatically. Something doesn't make sense. They also said their rates dropped by 50% from last year. WHA?!

This year has been the worst year in history with hail claims. How the F can they sell home insurance more than half of ANY
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