Ok, I have a family member who has an amazing house. Brand new, all of the bells and whistles but is so cheap he squeaks so I have never looked at his stuff in depth. At dinner he mentioned his American Family agent has him with a homeowners and a renters policy so he gets the best coverage cheap. I am pretty new and may take a look at his stuff but why would an agent do this? What is the benefit and how can I talk intelligently about this option. The only thing he mentioned was lower deductibles, is that using the renters for contents? Should I be doing this?
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