Is Money in an IRA Protected?

I don't work with Dual Eligibles, so therefore, I never pay attention to, nor take the certification tests for, Medicaid eligibility.

That out of the way, I have a question.

Met a man today, who is on Medicare, and will be applying for Medicaid in short order. He has no income. He does have a Cash Value Life Insurance policy, I believe in the $50K amount arena, and he has an IRA.

He didn't share with me - or wouldn't - the amount that is in the IRA.

Question: Are IRA's protected from creditors? If so, is there a limit?

His concern is, if creditors call, can they realisticall
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