BCBS are a bunch of incompetent crooks! I've had nothing but displeasure while dealing with this abominable company. My grandpa is really the only person in my life that has a stable financial situation, so he helps me out in every way he can. Last year, he started paying for my BCBS insurance plan at $400/month. I had a $2,000 out-of-pocket max with combined prescription and medical (prescription AND medical money both go toward the out-of-pocket max). The plan started in January. Come August, and I think something is fishy because I feel I should have reached my out-of-pocket max by now. I c
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