I am just getting back into the life side of insurance heavily again, and am really interested in targeting millennials as the main concern from what I have been hearing that they have is their retirement income. I was thinking that since a lot of them won't have a large lump sum that they can dump into an annuity that an IUL with retirement income on it would be the way to go for them. I have seen some on MOO's IUL and like it, but also just watched a webinar on Allianz's life pro+ IUL. I like the flexibility I saw in the webinar and hope that once I get appointed that it will be that easy
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