What is Your Favorite IUL Index Allocation Strategy Today for Bear/ Side Way Market?

Dear all friends here,

As today, many people are expecting that for next few years, the stock market is going down, or go to side ways. Market has been peaked for many years and is due for correction.

Here are the recommendation options I got as below:

1. Go to fixed account with guaranteed 4% ( 4% for North America/Midland) then change later ( When ? I may miss the market rebound here. )

2. Go to fixed account at 50%, and another 50% goes to SP500 Annual point to point.


3. 25% on SP500 PtoP, 25% on Nasdaq, 25% on Dow Jones, 25% on monthly point to point.

4. 50% on SP500 a
Source of insurance-forums.net

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