What is Your Favorite IUL Index Strategy Today for the Coming Bear/side Way Market ?

Dear all friends here,

As today, many people are expecting that for next few years, the stock market is going down, or go to side ways. Market has been peaked for many years and is due for correction.

It seems that Historically SP500 Annual Pto P has given the highest IUL return for last 20 years.

So I have been struggling to recommend the best index allocation strategies for my clients. I asked around people on this. Here are the recommendation options I got as below:

1. Go to fixed account with guaranteed 4% ( 4% for North America/Midland) then change later ( When ? I may mi
Source of insurance-forums.net

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