Truestage Life Insurance Help

I ran a DM lead last week on an 80MT . When he realized it was about life insurance he kind of blew up a little and said he was all set and asked me to leave. I got him calmed down enough to discuss what he already had, namely 2 polices. One for $5000 Monumental that had $3,000 cash value. The other policy was for $4000 through tru-stage. It was about a year old and had a payment of $55 a month.

The man stated to me he had a quadruple bypass about 5 and a half years ago. He came out fine and is not on any heart meds currently. Question number 2 on the trustatge policy asked about he
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