STM As a Viable Alternative for Obamacare

Due to the rising costs of Obamacare when the plan is unsubsidized I no longer believe that ACA compliant plans are a good option unless you have preexisting conditions.

If a person is healthy STM is a better option even during open enrollment as they can enroll in the STM plan for a full year depending on the state

In most cases the person would be better off purchasing a STM plan buying supplements and paying the tax penalty than buying an unsubsidized ACA plan.

While STM doesnt in general cover preventative testing or doctor's visits or drugs for the healthy person these arent really an
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