Should I Let my Insurance Company Do Damage Estimate or Only Have Shop Do It?

Hey all,

A tree fell on my truck and crushed the roof and two doors and caused other miscellaneous damage.

My insurance repairs up to 75% of vehicle's value before totaling it, so I suspect they may actually try to fix my truck. My deductible is low, just $100.

Question: the truck drives, should I have my shop of choice do the estimate, or should I let an insurance agent (an estimations contractor to be exact) do the estimate first? Or are they the enemy? Would the insurance company dictate the maximum allowed amount for the repairs if they did their estimate?

Basically, should I let th
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