Is Dollar Cost Averaging Always Better ? Annual or Monthly Premium ?

Dear all,

As today, many people are expecting that the stock market is going down, or go to side ways soon.

It seems that Historically SP500 Annual Pto P has given the highest IUL return for last 20 years.

For IUL funding, some people say that
Go to SP500 annual point to point at 100%, But with systematic monthly premium allocation ( just like monthly premium payment ). So each new monthly premium will have different 12 months period for SP500 annual PtoP.
( so you will have more comparing starting and ending points ).
They say that this is the best and (also less risk to get
Source of insurance-forums.net

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