How to Explain USHealth Advisors is Bad

My father got the premier plan, which just seems to be a sickness and accident plan and not health insurance, from UShealth Advisors. Going through the internet and the post that had like 37 pages, i can tell that this company is not worth it and will just cause many troubles in the long run. I raised the issue with my dad that this does not meet the minimum coverage required by the ACA and he may be forced to pay a penalty, however there seems to be much more than just that problem. How do I explain to my dad that he should switch insurance companies. What is wrong with it specifically
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