I have 2 clients that are under 45 that don't seem to be eligible for anything other than guaranteed issue.
Case 1: Age 43, Female, obese (289 lbs, 5'2")
I haven't found any carrier that wants to issue a life policy for her being off the build charts.
Case 2: Age 38, Male, stent placement in heart Dec 2015
Does anyone know of a carrier that offers GI for the state of California?
My usual carriers are Gerber and UHL but those won't issue under 45-50 years old.
Thanks for your help.
Source of insurance-forums.net
Case 1: Age 43, Female, obese (289 lbs, 5'2")
I haven't found any carrier that wants to issue a life policy for her being off the build charts.
Case 2: Age 38, Male, stent placement in heart Dec 2015
Does anyone know of a carrier that offers GI for the state of California?
My usual carriers are Gerber and UHL but those won't issue under 45-50 years old.
Thanks for your help.
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