Globe Life Whole Life?

Just met w a lady who "bought" a whole life w Globe. She's extremely overweight and has COPD.

They quoted her $64.

Anyhow when I called them and asked about coverage for COPD etc. on a whole life they quoted $64 but said there's a possibility it would be rated//more expensive, but wouldn't know exactly how much until the policy came in the mail.

Anyone else ran into this?
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