Florida Premiums

Are premiums in Florida, specifically southern Florida, typically higher than the rest of the country, or just non coastal states? I quoted a cellular store in southern Florida and got a quote of $2700. That same business with same characteristics, limits, and coverage in IL, AZ, or MI would of been around $1200, with the same carrier. In addition, carriers that accept that class of business declined to write it because it's in southern Florida.

Thanks for any info

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