Disabilty,Medicaid Clients

As we know,this group of clients is most often told that they cannot have a "cash value" life insurance policy.

Seems like the best,most efficient way to set up the policy would be to designate someone,perhaps the beneficiary or other responsible person not on disability medicaid as the owner.

During the presentation if the proposed insured brings this up,uses this as an objection,I them that it takes a long time for the cash value to build up.

In Virginia,someone on disability,medicated can have up to $2000 before it's an issue.

In order to close the sale,I simply get the person's contac
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