62 Year Old Needs my Help!

I was trying to help a 62 year old woman, in North Carolina, yesterday that was thinking about retiring. Overall she is in good health. To make ends meet each year, she takes around $75K out of her annuity. She makes approx. $25K income from her present job. She is to apply to start receiving social security benefits as soon as she retires. She would like to retire now but she is worried about her health insurance. She can, if she leaves, get on cobra for 18 months paying $650 a month. That will take her to 63 1/2 years old. What then? Not knowing a whole lot about ACA, I believe that her ann
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