What is Uninsured Motorist Coverage?

An often misunderstood NY auto insurance coverage is NY uninsured motorist insurance coverage which protects you and the people in your car in the event another driver hits you with inadequate NY insurance coverage or no NY auto insurance at all. Often drivers that carry low auto insurance liability limits do not have many assets to protect. So in the event that you or someone in your car is badly injured by another driver and they have inadequate auto insurance liability limits there is nothing to gain by suing the driver.

In that case you can put a claim in under your own insurance poli
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