Unsolicited Life Quotes When Marketing

I work in a small-ish town in a mainly rural area in a local agency. Maybe 15 of us total and that includes the PennDot title/notary department. I am one of two Life/Health/Accident agents and the other agent's focus is mainly targeting Medicare business.

When I prospect for Life business, I use the book of business from our PC lines. I like to start out with a letter and a brochure or a flyer that I wrote or modified from carrier info and DSMs and training seminars. One for families and one for the single ladies and gents. Then I follow-up with a call; if I get voicemail, they get a p
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