Rate Consolidation, Will It Continue?

in MN, Female, NS,10K, other than KSKJ at 46.00, there are 22 companies between 52.00 and 57.00. Will this continue to get even tighter? How will this affect our business? Do you think it will spread out the premium dollars or will it put the companies that are easier to deal with in a much better position? Maybe more competition on the commission side? what do you think?
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